Offering small, affordable loans to people not served by traditional banks has been called "a weapon against poverty and hunger" by the United Nations. Credit, along with mother financial services like savings, insurance, money transfers, and innovative payment mechanisms like mobile money can help transform the lives of those living in poverty. Socially oriented, Mercy Corps-sponsored microfinance institutions, savings and credit cooperatives, loan-guarantee programs, and technical support reach more than one million people in over a dozen countries.

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